Top 6 books on budgeting
Today we want to tell you about the top six books on budgeting. The books will be useful for both beginners and experienced financiers. With their help, they will more quickly understand the budgeting process, determine for themselves the algorithm of budgeting and bypass the pitfalls. And so, here we go.
1.Budgeting 101: From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting
Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming.
With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time.
2. The Budgeting Habit: How to Make a Budget and Stick to It!
Imagine what it would feel like to master your budget and not be in debt. All the money you currently pay to credit card companies can now be spent fixing up the house, taking a vacation, or investing in your retirement fund. You celebrate the holidays without dreading the credit card bill that is sure to arrive in January.The truth is: All of this is possible when you master the budgeting habit.The problem?Most people struggle with their budget because they think things like:
- “Budgets are restrictive.”
- “You can’t have any fun if you’re on a budget.”
- “I’m not about to give up my freedom!”
- “It’s so hard to be on a budget!”
The solution is to reframe your thinking by implementing a simple,step-by-step process that will help you master budgeting. And that’s what you’ll learn in The Budgeting Habit: How to Make a Budget and Stick to It!
3. Practical Government Budgeting: A Workbook for Public Managers
This book provides descriptions, instructions, and exercises to help readers master government budgeting as it is actually practiced. University courses and training programs serving present and future state and local officials and staff will learn how to do public budgeting in this relevant, practical, and useful workbook. Each chapter presents techniques followed by step-by-step instructions complete with examples to help students learn the material. Self-test exercises conclude each chapter
4. Get Good with Money: Ten Simple Steps to Becoming Financially Whole
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
5. How to Stop Living Paycheck to Paycheck
In this best-selling budgeting bible, you’ll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that will ruin your financial plans if you let them!)
Find out the most important things that you can do to take control of your money and pay off debt. Get the tools and the knowledge you need to finally get ahead. You’ll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.
6. Money Management & Financial Budgeting: A Beginners Guide On Managing Bad Credit, Debt, Savings And Personal Finance
Everyone wants a simple and practical way to manage their money, but with countless financial planners, budgeting articles, and websites available, it’s not always easy to figure out where to start. Filled with only the most essential information on budgeting, this book shows you how to build a financial plan that not only meets your needs, but helps you stay on track.
In conclusion, I would like to say that this list is not complete. You can find many books on budgeting and financial management on the Internet and on the shelves of bookstores, but don’t forget that the main way to manage finances is not the book, but your inner character and the goals you are striving to achieve.